Bibi Sharefa Group

Status: Paying Back

$650	Loan Request Pre-Disbursed : Oct 22, 2009 Listed: Nov 4, 2009 Funded: Nov 4, 2009

25% repaid

About the Field Partner

Ariana Financial Services Joint Stock Company (AFS), a partner of Mercy Corps administers this loan. Learn more

Field Partner:

Ariana Financial Services Joint Stock Company (AFS), a partner of Mercy Corps

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Active

Time on Kiva:

36 months

Kiva Entrepreneurs:

2797

Total Loans:

$1,187,850

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	36%
Profitability (Return on Assets):	-1%
Average Loan Size (% of Per Capita Income):	94%

Delinquency Rate:

0.00%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Afghanistan
Avg Annual Income:	$1,490
Currency:	Afghanistan Afghanis (AFN)
Exchange Rate:	47.4500 AFN = 1 USD

In this Group:
Bibi Sharefa Khlil Raman, Leela Gul Raman, Hanifa Baba Jan

About the Loan

Location:	Kabul, Afghanistan	Repayment Term:	10 months (more info)
Activity:	Crafts	Repayment Schedule:	Monthly
Loan Use:	To buy bead working materials	Currency Exchange Loss:	Covered
		Default Protection:	Covered

Bibi Sharefa is the group leader of Bibi Sharefa group. There are three members in this group. Each of them wants to take a loan to progress their business and make it larger. So they are requesting a group of loan 30000 Afghani. Bibi Sharefa wants to take a loan for the business of bead working. Leela wants to take a loan for the business of tailoring. Hanifa wants to take a loan for the business of carpet weaving. So they thank AFS and Kiva lenders who can support all entrepreneurs around the world.

About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Lenders to this group

Jennifer
Seattle, WA
United States

Anonymous
Hadley, MA
United States

CherylS
kivafriends.org, Littleton, NC
United States

Jouko
Suomi,
Finland

Berry
Wyoming,
United States

Daniel
monongahela, PA
United States

Jason
Clayton South, Victoria
Australia

Ava, Susie & Shahram
Los Angeles, CA
United States

Jon
Los Altos Hills, CA
United States

Derek
Victoria, British Columbia
Canada

Stephen
Cornelius, NC
United States

Amelia
Auckland, Auckland
New Zealand

Charlene
Santa Monica, CA
United States

Bob
East Lansing, MI
United States

Jerome
redwood City, CA
United States

Donald
Long Beach, CA
United States

Top Lending Teams for this group

The University of North Carolina at Chapel Hill
Alumni Groups
31 Members

Kiva Christians
Friends
3635 Members

Wounded Warrior Project
Other
19 Members

New Zealand University Students
Colleges/Universities
3 Members

Australia
Local Area
1796 Members

Journal entries for Bibi Sharefa Group

Loan has been disbursed Entrepreneur: Bibi Sharefa Group Location: Kabul, Afghanistan Thank you for your loan. It has been disbursed to Bibi Sharefa Group, consisting of Bibi Sharefa Khlil Raman, Leela Gul Raman, Hanifa Baba Jan by Ariana Financial Services Joint Stock Company (AFS), a partner of Mercy Corps in Afghanistan. We are excited to watch this business grow. Over the 8 months of this loan, Ariana Financial Services Joint Stock Company (AFS), a partner of Mercy Corps will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Kabul, Afghanistan Nov 5, 2009
Comment on this entry

Bibi Sharefa group after the loan Entrepreneur: Bibi Sharefa Group Location: Kabul, Afghanistan After the loan Bibi Sharefa group could progress their business. Bibi Sharefa could buy all necessary materials. Now she has high monthly income that she can support all her/his family members. Leela could buy new machine for her business. Now she feels very comfortable. Hanifa could buy the better material of carpet weaving. Now she has a good business and high monthly income. They thank Kiva lenders.
Posted by martaza nasire from Kabul, Afghanistan Feb 4, 2010
Comment on this entry

Repayment Schedule for Bibi Sharefa Group

Show Advanced

	Expected Repayments	Actual Repayments	Comments
January 2010	$81.25	$81.25	Repayment Received
February 2010	$81.25	$81.25	Repayment Received
March 2010	$81.25	Available Mar 1
April 2010	$81.25	Available Apr 1
May 2010	$81.25	Available May 1
June 2010	$81.25	Available Jun 1
July 2010	$81.25	Available Jul 1
August 2010	$81.25	Available Aug 1