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Alcides is 47 years old, married and has 3 children who are his first priority. His children are 23, 25, and 27 years old and they don´t live in his house anymore. His business is cattle. He buys the cattle when they are young and sells them when they are fat. Now he has 7 cattle but he would like more. He is renting a pasture that is sufficient for 10 cows, so he thinks that he should be able to grow his farm. It is his first loan with Fudecosur and he prefers the Fudecosur loans because they have fewer requisites than the formal banks.
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Alcides tiene 47 años, casado, y tiene 3 hijos que son su primer prioridad. Sus hijos tiene 23, 25 y 27 años y no viven en su casa ya no. Se negocio es ganado. El compra el ganado cuando sea joven y vende cuando sea gordo. Ahora tiene 7 ganado pero la gustaría mas. El esta aquilando pasto que es suficiente para 10 vaccas entonces el piense que debería crecer su finca. Es su primer prestamo con Fudecosur y prefiere los prestamos Fudecosures por que hay menos requistos que los bancos formales.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 39
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 574.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Alcides to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 19, 2009
Oct 21, 2009
Currency Exchange Loss:
Nov 15, 2010