Mr. Sergio has started to improve conditions in his own home to give his children a proper roof. He will renovate parts of the house, which is why he asks for the loan for the purchase of construction materials in order to carry out his work and benefit his family.
El señor Sergio R. vive actualmente en el municipio de Nagarote en el departamento de León y se ha desempeñado como albañil en la construcción de viviendas siendo esta actividad la que le permite obtener ingresos para mantener a su familia compuesta por su cónyuge y sus dos pequeños hijos en edades escolares.
El señor Sergio ha iniciado a mejorar las condiciones de su propia vivienda para brindarle a sus hijos un techo digno y para ello remodelará partes de la vivienda por lo que solicita el crédito para la compra de los materiales de construcción y así llevar a cabo su obra y beneficiar a su familia.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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