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Innocent is 28 years old and is married with three children aged between 8 months and 5 years. He lives in the Northern Province of Rwanda where he has had a shop since 1999. He employs one person in his shop, which is open from 7 a.m. to 6 p.m. every day.

Innocent is requesting his first loan from Vision Finance Company for the purpose of expanding his business through purchasing a greater variety of goods for sale.

By receiving and using this loan, Innocent hopes to improve his offerings to his customers and attract additional customers. If he is successful, the increased profits will help him to pay school fees and provide more, and better, food for his children. In addition, he hopes to help his community by bringing more high quality goods closer to them at the cheapest prices he is able to provide.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD