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Mohamed is 36 years old and is married with three kids. He is engaged in the rental of DVDs and also operates a phone centre.

For the past seven years, Mohamed has been selling and renting DVDs. Prior to his current location, Mohamed sold and rented DVDs from his backpack, traveling to his customers. He was constantly moving around to meet his customers until he rented a shop with money he saved over the years. He is very hardworking and works from 8:00 am to 11:00 p.m. daily. His wife usually assists him in the shop.

Mohamed is seeking a loan to buy more DVDs to stock his shop and to buy more calling cards to better operate his phone centre. He hopes that the profits from the loan will be used to pay for his children’s schooling. This is Mohamed’s first loan.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 3,644.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Mohamed to purchase DVDs and calling cards.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 23, 2009
Oct 22, 2009
Currency Exchange Loss:
Nov 15, 2010