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Laurence M. is 33 years old, married with four children aged 7 through 15 years, and takes care of three persons aged 16, 17 and 19 years.

Laurence lives in Nyarugenge district where she has sold cooking oil and shoes since 1994, employing five people from her community. Her business is open everyday from 7 a.m. to 7 p.m.

Laurence is requesting a loan from Vision Finance Company in order to expand her business through purchasing more cooking oil to sell so that she earns more profit.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 101
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD