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Sandra Cristina
Sandra Cristina M. was born in Matola, province of Maputo. She is 36 years old, widow, and has no children. She studied up to the 12th grade. She stopped her studies because she didn’t have conditions to enter university. She has helped her parents by monthly sending them some money.

In 1994 she left her parents’ house in Matola to her home in Maputo, where she currently lives by herself since she lost her husband.
She is an itinerant trader and owns her business for 9 years, from her own initiative, right after she lost her husband, in 2000.

She buys products in South Africa and sells in the wholesale to other retailers. Her monthly earnings vary from MZN 4,000 to MZN 5,000, with which she supports her family and is able to save something to invest in her construction.

She has never worked with another financial institution and this is her first loan, in the amount of MZN 12,000. With this value, she intends to buy alcoholic beverages and meet to resell.

She learned about this institution from a friend who is also one of its clients. She is committed to repay well the loan in order to reach new ones so that she can conclude her construction and install running water.

View original language description ↓
Sandra Cristina M. nasceu na Matola, província de Maputo, tem 36 anos de idade, viúva e sem filhos, estudou ate 12 classe, parou de estudar por falta de condições para ingressar no ensino superior, tem ajudado seus pais enviando algum dinheiro mensalmente.

Em 1994 saiu da casa dos seus pais na Matola para o seu lar na cidade de Maputo onde actualmente vive sozinha depois de ter perdido o seu marido.

Ė Comerciante ambulante e dona do negócio a 09 anos por iniciativa própria logo depois da perda do marido no ano 2000. Compra os produtos na Africa do Sul e vende a grosso para outros comerciantes. O rendimento mensal varia de 4.000,00mt a 5.000,00mt com o qual sustenta a família e consegue poupar algum para investir na sua obra.

Nunca trabalhou com nenhuma outra instituição financeira e este é o seu 1º empréstimo no valor de 12.000,00mt, com o qual pretende comprar bebidas alcoólicas e carnes para revender. Conheceu a instituição graças a um amigo seu que também é cliente da mesma.

Compromete-se a pagar bem o empréstimo para poder aceder a outros financiamentos para concluir a sua obra e introduzir água canalizada.

About Mozambique

  • $1,200
    Average annual income
  • 132
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 28.7
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $425 helped Sandra Cristina buy and selling of beverages and meet.
98% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 7, 2009
Oct 28, 2009
Currency Exchange Loss:
Mar 16, 2011