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María Dolores
María Dolores A. Z. lives in the Zacatecoluca municipality in the La Paz department. María lives with her husband and her two daughters; Jazmín, 11; and Marlene, 7.

María is a very ingenious woman in running her businesses. She uses her time very optimally to be able to take care of her family at the same time that she generates income. Every morning María makes “pupusas” (flatbread stuffed with meat, cheese, or vegetables). After this hard work for her business, she leaves to sell. She is a traveling salesperson, and she sells on the streets and in nearby districts. She sells a variety of shoes and vitamins. When it starts to get dark, María returns home where her various household chores await her. She also needs to take care of the pigs that she is fattening to sell for a good price during the Christmas season.

The loan that María is asking for is for her business as a traveling salesperson. She wants to get new wholesale merchandise where she can get a greater margin of earnings.
View original language description ↓
María Dolores A. Z. reside en el municipio de Zacatecoluca en el departamento de La Paz. María vive con su esposo y sus dos hijas Jazmín de 11 años de edad y Marlene de 7 años de edad. María es una mujer muy ingenioso para hacer sus negocios, distribuye su tiempo con gran optimización para cuidar de sus familia y a su vez generar ingresos, María hace pupusas todas las mañanas después de su gran ajetreo en su negocio, sale a vender de manera ambulante a las calles y colonias cercanas donde ofrece variedad de zapatos y vitaminas, cuando empieza a ocultarse el sol María regresa a su hogar donde la espera las diversas tareas del hogar y su cría de cerdos la cual está en engorde para vender a un buen precio en temporada navideña, el crédito que solicita María es para su negocio ambulante ya que desea adquirir nueva mercadería al por mayor, donde lograr percibir un mayor margen de ganancia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 699
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $575 helped María Dolores stock her inventory.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 20, 2009
Oct 21, 2009
Currency Exchange Loss:
Apr 15, 2011