Anahid is 23 years old, is not yet married, and lives in her family’s house with her parents and her 3 siblings. Two years ago, she started a business selling fast foods, such as hamburgers, pizzas, and some deserts. She just recently started selling shoes. Anahid tends to her business with warmth and friendliness, and because of this her customers return to her establishment almost daily. The requested loan is for the purchase of ingredients and shoes, since the months when she sells the most are approaching. Going into business allowed her to pay for her biology studies, which resulted in her graduation from the San Luís Gonzaga de Ica national university. She is currently studying business administration at night at another institution. Anahid’s dream is to have a career and to have her own business selling fast food and a business selling shoes. She has had experience with credit at CMAC Ica, with loans that she repaid without problems.
Anahid tiene 23 años, es soltera, y vive en casa familiar con sus padres y 3 hermanos. Ella hace 2 años inició el negocio de venta de comidas rápidas como hamburguesas,incrementando la variedad con la venta de pizzas y algunos postres. Así mismo acaba de iniciarse en la venta de calzado.Anahid atiende su negocio de manera muy acogedora, por este motivo es que susclientes retornan casi diariamente a su establecimiento. El dinero solicitado es para la compra de insumos y calzados ya que se acercan los meses demayor venta. El incursionar en este negocio le ha permitido pagar sus estudios de biología los cuales ha culminado satisfactoriamente en la universidad nacional San Luís Gonzaga de Ica. Actualmente se encuentra estudiando en un instituto la carrera de administración de empresas por la noche. El sueño de Anahid esrealizarse profesionalmente y tener su propio local de venta de comidas rápidas y un local de venta de calzados. Tiene experiencia crediticia en la CMAC Ica,créditos asumidos sin problemas.
About Caja Rural Señor de Luren
Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.