Dynamique Plus Group
Monique T., aged 43, has been managing her own restaurant since 2005. She works hard, and with financial support from the micro-finance institution HOPE RDC, she is determined to modernize her restaurant by buying electric equipment with the aim of making food quickly and serving more customers. She intends to use the next loan to buy two boxes of fish and some chicken to bolster her stock of food at the restaurant.
Monique is divorced and the mother of two children, who are 13 and 16 years old. Both of them are in school.
Monique T. 43 ans, gère son propre restaurant depuis 2005. Elle travaille durement et avec l’appui financier de l’IMF HOPE RDC, Monique est déterminée à moderniser son restaurant en achetant du matériel électrique en vue de préparer rapidement et de servir plus de clients. Elle compte avec le prochain crédit acheter deux cartons des poissons et des poulets pour renforcer le stock de nourriture au restaurant. Monique est divorcée et mère de 2 enfants âgés de 13 à 16 ans. Tous deux sont scolarisés.
About HOPE DRCHOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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