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Martine U. is 33 years old and single. She lives with her parents in Nyarugenge district outside of Kigali, where she owns her restaurant and drinking establishment – recently opened, just last year. Martine employs four persons from her community in her popular gathering spot, which is open every day from 8AM to 10 PM.

Martine is requesting her first loan from Vision Finance Company in order to provide needed working capital reserves for her business, which will allow her to purchase sufficient inventory and supplies, which will help her to have a more successful enterprise.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,392,250
    Funds lent in using Kiva
  • 569.0
    Rwanda Francs (RWF) = $1 USD