Los Comerciantes De Andahuaylillas Group
The members alternate their different activities with their main activities which are agriculture, livestock farming and retail sales. The women in the group, for the most part, sell prepared meals in the town's central market. Some of them raise small farm animals (guinea pigs, baryard fowl, pigs) for sale. Still others have grocery stores or sell music CDs or movies. Our members little by little increase their sales making their enterprises more prosperous and of wider variety. Every so often they reinvent themselves to be more competitive with other merchants. They request this loan to invest in their various business enterprises.
Our members are grateful for and greatly value the funds obtained through this method and commit to the total repayment of their debt in the time frame agreed upon and pledge to continue forward despite difficulties.
Nuestros socios alternan sus diferentes actividades con la agricultura como actividad principal, la ganadería y finalmente el comercio minorista, nuestras socias en su mayoría venden comida en el mercado central del pueblo, otras crían animales menores (cuyes, aves de corral, chanchos), para su futura venta, otras socias tiene sus tiendas de abarrotes y venta de CDs de música y de películas; nuestros socios incrementan poco a poco sus negocios haciéndolos más prósperos y más amplios, ellos se reinventan cada cierto tiempo para así ser más competitivos frente a otros negocios, solicitan el préstamo para poder reinvertir en sus diferentes negocios.
Nuestros socios agradecen y valoran el préstamo otorgado mediante este medio y se comprometen a cumplir con el pago total de sus deudas en el plazo establecido y así mismo prometen seguir adelante pese a las dificultades.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid