Françoise F. was born on 4 June 1967 and has lived for eight years in the Cadjèhoun district of Cotonou, the economic capital of Benin. Married to Victorin Ade, Françoise has one child who is not yet in school. The couple provides for the family together. Not having had the chance to go to school, Françoise has sold akassa (a local food made from corn starch) in bulk, as well as other items (tomatoes, rice, food pastes, etc.) for twelve years in her locality. Françoise makes her purchases at Dantokpa, the international market in Benin. Françoise is a longstanding client of ALIDÉ (one of Kiva's field partners) and has repaid her loans properly. With a view to extend her business so as to satisfy the demands of her clientele and to realize more savings, Françoise is seeking a new loan through ALIDÉ.
F. Françoise est née le 04 Juin 1967 et vit depuis huit ans au quartier Cadjèhoun à Cotonou, capitale économique du Bénin. Mariée à ADE Victorin, Françoise est mère d'un enfant qui n'est pas encore scolarisé. Le couple supporte ensemble les charges de la famille. N'ayant pas eu la chance d'aller à l'école, Françoise vend depuis douze ans de l'akassa (aliment local fait à base d'amidon de maïs) en gros, ainsi que des divers (tomates, riz, pâte alimentaire, etc.) dans son quartier. Françoise fait ses emplettes à Dantokpa, marché international du Bénin. Françoise est un ancien client de ALIDé qui rembourse bien ses crédits. En vue d'étendre son activité pour satisfaire la demande de sa clientèle et réaliser plus d'économies, Françoise sollicite à nouveau auprès de ALIDé un crédit.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.