Qatun Hayta Group
The communal bank “Qantu Hayta”, is located in the community of Vischongo, in a district of the same name, in the VilcasH. province, in the department of Ayacucho. This community is located three hours from Ayacucho. People mostly farm in this area.
Aydee is single and makes a living selling food in her restaurant. Her aunts and uncles help her with the business. Aydee needs a loan to buy food and supplies for her restaurant. Aydee plans to finish her gastronomy studies and grow her business
Saturnina is married and has nine children. Saturnina sells animals like rams, goats, and pigs. She and her husband share this business. Saturnina needs a loan to buy more animals and she would also like to have a pond in the countrysiD.. She is already saving so she can meet her goal
El Banco Comunal Qantu Hayta, se encuentra ubicado en la comunidad D. Vischongo, distrito del mismo nombre, provincia D. VilcasH., departamento D. Ayacucho. Esta comunidad esta ubicada a 03 horas D. la ciudad D. Ayacucho, la actividad principal D. la comunidad es la agricultura.
Aydee es soltera, se dedica a la venta D. comida en su propio restaurante, negocio en el cual es apoyada por sus tíos. Aydee requiere D. un préstamo para la compra D. víveres e insumos para su restaurante. Aydee tiene como meta terminar sus estudios D. gastronomía y hacer crecer su negocio.
Saturnina es casada y tiene 9 hijos. Saturnina se dedica a la venta D. animales, como carneros, cabras y cerdos, negocio que comparte con su esposo. Saturnina requiere D. un préstamo para la compra D. mas animales. A Saturnina le gustaría tener una chacra en el campo, para lograr su meta, ella ya se encuentra ahorrando.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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