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This is Clarita A., a 42-year-old fresh meat vendor from Silang, Cavite. She has three children, all attending school. She is married to Lysander, an architect.

Clarita has a meat shop in a nearby market. She sells fresh beef and pork meat. Her business is fairly new – she just started it last year, almost simultaneous with her joining the Center for Community Transformation (CCT) Credit Cooperative. Over time, her meat shop has grown steadily to where her hands are always full handling orders and tending to buyer, so she decided to hire two assistants. She is now making at least PHP 25,000 a month. Her profits help her to send her kids to school.

She is now on her seventh loan cycle with the cooperative. She is in need of a loan in the amount of PHP 29,000 as additional capital. Clarita wishes to have her house renovated soon.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1063
    View loans »
    Philippines Loans Fundraising
  • $63,502,950
    Funds lent in using Kiva
  • 46.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Clarita additional capital for her fresh meat vending business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 2, 2009
Oct 19, 2009
Currency Exchange Loss:
Apr 15, 2010