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Rose M. is 43 years old. She is a widow and takes care of six children aged 10 through 20. She lives in Nyarugenge district, in Kigali, the capital of Rwanda.

Rose has owned a small shop selling clothing and sewing items since 2006. She works alone in the store during the hours it is open: from 8 a.m. to 7 p.m. each day.

Rose is requesting her first loan from Vision Finance Company in order to expand her business through purchasing additional materials and clothes for sale and, hopefully, to make a greater monthly profit.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 33
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 569.0
    Rwanda Francs (RWF) = $1 USD