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Agnes is a 46-year-old widow with five children aged between 15 and 23 years, all of whom go to school. She resides in and owns a four-roomed house in the outskirts of Kampala where she lives with six people. She also takes care of additional family members.

Agnes owns a stall at her home where she sells charcoal. She has been in this business for seven years and with MCDT for three years and is servicing her sixth loan. She doesn’t pay rent for her business premises because she works from her home.

Agnes sells to all categories of people both in retail and wholesale. She buys sacks of charcoal from Kyankwanzi in Mubende district and so she incurs transport costs to and from villages. Her challenges include transportation and the rainy season.

Agnes wants to use this loan to buy more sacks of charcoal. She is aspiring to seeing her business grow stronger and to begin selling wholesale only.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 139
    View loans »
    Uganda Loans Fundraising
  • $28,654,350
    Funds lent in using Kiva
  • 1,885.0
    Uganda Shillings (UGX) = $1 USD