Jesus Is Lord Group
Tawa is 32 years old and married with three children aged 2 to 15 years old with educational levels of 4th through 8th grade. She is illiterate due to poverty. She and her family lives on the Red Hill Field in Virginia, a newly built community for poor people who can't afford to buy a town lots. It is located north of Monrovia, the capital of Liberia.
Tawa's business is selling cigarettes, matches, peppermint candies, chewing gum, candles, biscuits (cookies), etc. She buys them wholesale and sells retail to residents on a table beside her home. She has been running this business for eight years. She sells good products and talks to customers with a good manner in order to encourage them to continue buying from her.
Tawa face difficulties during the rainy season because when it rains, no business goes on because she doesn't have shelter for her business. She needs this loan in order to purchase more goods to sell.
Tawa hopes to establish a shop in the future. She dreams of improving the living standard of herself and her family and building another house for them.
Note on LEAP:During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid