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S. Mirzo was born in 1969 in the Kumsangir district, where he now works as a farmer. He is married and has six children. His main business is agriculture, which provides him with the means to meet the needs of his family. Mirzo owns a large piece of land where he cultivates different kinds of vegetables but due to the poor quality of the soil and the insects, he is no longer able to satisfy market demand. Very hard-working, he is asking for a loan of $2,800 to buy seeds, fertilizer, fuels and lubricants. The money he is requesting will help guarantee a high-quality harvest for which Mirzo and his entire family are very thankful.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 254
    View loans »
    Tajikistan Loans Fundraising
  • $30,452,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Mirzo purchasing seeds, fertilizer, fuels and lubricants.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 14, 2009
Oct 16, 2009
Currency Exchange Loss:
Sep 15, 2010