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Gliceria G., 58 years old, is a successful businesswoman from Malaria, Tala, Caloocan City. She is married to Policarpo, also a businessman. They have five children.

Gliceria has a fairly large general store where she sells grocery items and rice. Her husband also manages their own clothing store. Both businesses have been in existence for ten years now. Gliceria is earning more than P30,000 a month.

She joined the Center for Community Transformation (CCT) Credit Cooperative in 2004. The loans provided by the cooperative are quite helpful in sustaining her businesses. She is now applying for a new loan in the amount of P 24,000 as additional capital for her businesses. This will be her 14th loan cycle with CCT.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1944
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gliceria additional capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 30, 2009
Oct 18, 2009
Currency Exchange Loss:
Apr 15, 2010