Mrs. Math S. resides in Phnom Penh, the capital of Cambodia. There, she owns a small business, selling ice blocks to her villagers for a profit. Her husband is San Salos, age 59, who has a small garage at home where he provides a washing and repairing services. This older couple has four children, two of whom are car taxi drivers and the others are unemployed.
Math S. is applying for a loan for her husband to use as capital to improve his business in order to satisfy the needs of his customers.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.