Yut S. is an older village woman and a widow - her husband died of senility years ago. She currently lives with a daughter, as her two other children are married and have already started new family homes. To earn a living, Yut S. cultivates a rice crop and has been farming since 1979, while her daughter sells a few grocery items for a profit. In the past, Yut S. hired a farmer’s cow to help plow her farmland. She hopes to reduce her farm expenses by using a Kiva loan to buy a pair of cows for plowing. With the remainder of the loan she will support her daughter’s grocery business. She and her daughter are pictured.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.