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Elisa Gomes
Elisa N. was born in Maputo, the country's capital, she is 23 years old, she is married and has 1 daughter who is 6 months old, she lives with her husband at her parents in law. She finished the 11th grade, and didn't finished school due to her pregnancy.

She left Maputo with her parents were transferred back in 2006 and went to live in Boane, where she currently lives with her husband and has a business. She works with her husband and has 2 employees to help at the business. At the store she is able to obtain 15.000MT a month and is able to save some money at the Commercial Bank BIM.

She never requested a loan at any other banks before, she learned about Hluvuku thru his husband who is client of the institution. This is her first loan for 13.700MT which will be used to buy beer, wine, other beverages and products, in order to increase the volume of her business. It has been difficult to sell during the winter because demand is low for those products during the season.

The large objective is to answer the necessities of the house like health, food, studies and others. In the future she would like to access more loans to build their own house and attend college.
View original language description ↓
Elisa N. nasceu na cidade de Maputo, capital do Pais, tem 23 anos de idade casada e mãe de 1 filha de 6 meses de idade, vive com seu esposo na casa cedida pelos sogros. Fez 11ª classe, não continuou devido a gravidez precoce.

Saiu de Maputo com os pais quando estes foram transferidos pelos serviços no ano de 2006 e foram fixar se em Boane, onde actualmente encontra se a residir com o seu marido e tem um negocio próprio. Trabalha com seu marido e tem 2 trabalhadores para ajudar na sua actividade comercial. Nesta actividade consegue um rendimento de cerca de 15.000.00mt por mes e consegue poupar algum no Banco Comercial BIM.

Nunca levantou empréstimo em outros bancos, conheceu a Hluvuku através de seu esposo que também é cliente da mesma instituição. Este é o seu primeiro empréstimo no valor de 13.700.00mt com o qual pretende comprar cerveja, vinho, refrescos e outros produtos, para aumentar o volume do negócio. Tem sido difícil vender no Inverno porque estes produtos têm pouca procura.

O grande objectivo neste momento é responder as necessidades de casa como alimentação, saúde, escola e outros. No futuro gostaria de aceder a mais empréstimos para construir a sua própria casa e fazer o ensino superior.


About Mozambique

  • $1,389
    Average annual income
  • 105
    View loans »
    Mozambique Loans Fundraising
  • $2,556,750
    Funds lent in using Kiva
  • 27.6
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $500 helped Elisa Gomes to buy and sell groceries and beverages.
96% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 7, 2009
Listed
Oct 24, 2009
Currency Exchange Loss:
Possible
Ended:
Mar 16, 2011