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Maria Sofia
Maria V. was born in the city of Maputo, the country's capital, she is 54 years old and has 3 sons who are 30, 32 and 34 years old. She lives in her own house with her husband and her granddaughter, because her sons are older now and have their own houses. She finished middle school and works in Education, her husband has a business and helps supporting the family.

She never moved to another city and has been working as a teacher for the last 25 years, he studied at the Primary Magistrate of Matola. She earns 6,200MT monthly which is used to support her family and is able to save some money at the end of the month thru the traditional saving system (Xitique).

She never requested a credit before from other banks, she learned about Hluvuku thru conversations with ladies at the market of Santos who accompanied her to the branch in Catembe. This is her 2nd loan with Hluvuku for 10,500MT which will be used to buy cement, sand and iron. The previous loan was for the same amount and for the same reason.

Her goal is to improve the conditions of her residence. In the future she expects to request more loans to finish building her house and a fence to raise chicken.
View original language description ↓
Maria V. nasceu na cidade de Maputo, capital do país, tem 54 anos de idade casada e mãe de 3 filhos de 30, 32, e 34 anos de idade. Vive na casa própria com o marido e a sua neta, porque os filhos já são maiores de idade e tem residências próprias. Fez o nível médio trabalha como funcionário da Educação, o seu marido tem um negocio próprio e ajuda no sustento da família.

Nunca mudou de cidade e trabalha como professora a mais de 25 anos, formou se no Instituto de Magistério Primaria da Matola. Tem um rendimento mensal de 6.200.00mt com o qual sustenta apenas a sua família e ainda consegue poupar algum no final de mês através de sistema tradicional de poupança (Xitique).

Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de conversas com as senhoras de mercado SANTOS e acompanharam ate a sucursal da Catembe. Este é o seu 2º empréstimo na Hluvuku no valor de 10.500.00mt com o qual pretende comprar cimento, areia e ferro. O empréstimo anterior também do mesmo valor e finalidade.

Tem como objectivos melhorar as condições da sua residência. No futuro pretender levantar mais empréstimos para concluir a sua residência e construir uma capoera para criacao de frangos de corte.


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About Mozambique

  • $1,389
    Average annual income
  • 39
    View loans »
    Mozambique Loans Fundraising
  • $2,391,625
    Funds lent in using Kiva
  • 27.6
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $400 helped Maria Sofia to buy construction materials (cement, iron, sand and others).
96% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 6, 2009
Listed
Oct 24, 2009
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2010