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Mujeres De Exito: Successful Women Group
In this Group: Rosa Mercedes, Maria Del Rosario, Claudia Lizbeth, Elsa Maria, Miriam Gloria, Yovanna Lupe, Judixa, Deysi Elina, Enelina, Maria Rosa
One fine day Miriam M. saw that they were going to begin a big construction work close to her house; a huge building site that involved the construction of a thousand houses. She thought that many people would be working at this place for a while, and so, encouraged by a friend, it occurred to her to sell food to the workers at this building site. She was sure that the workers would be looking for a place to eat, as there were no restaurants in that area. So, without any time to lose, she applied for the necessary permits and offered her services, requesting authorisation from the construction company.

She began by selling breakfast and lunch to the workers. It was difficult at first as only five people purchased food from her, and many times she was left with food that she didn't sell, but thanks to her patience, kind ways and charisma she managed to obtain more clients, and she now currently attends to fifty customers who enjoy her flavour and her warmth.

Miriam knows that this construction work will finish soon and because of this she hopes to put up a stall selling food in her local market. It is with much happiness that she tells us that she has already found the location. She tells us that she is already saving because she still has to buy a freezer and also fit out the space with all the necessary items.

She knows that she has the support of her family, especially her husband who supports her in everything. He is currently arranging to retire and as it is a long process he is working with her. Both of them are dedicated to the business, they want to achieve big things such as opening their own restaurant - Miriam is so sure of achieving her goal that she has already chosen the name that she will call her business: "L. Ramadita". As well as this she is also helping out with a small photocopying business and types in her own home.

The loan from EDAPROSPO will help her a lot as she will invest in crockery and utensils to improve her kitchen and offer a great service to her future clients.

*Miriam M. is the woman who is seated wearing a cherry-coloured jumper
View original language description ↓
Un buen día L. señora Miriam M. vio que iban a empezar una gran construcción cerca D. su casa era una obra muy granD. L. construcción D. mil casas, elL. pensó que mucha gente iba a trabajar en ese lugar por algún tiempo, es así que impulsada por una amiga se le ocurre L. idea D. vender comida para los trabajadores D. dicha obra, estaba segura que los trabajadores buscarían un lugar donD. comer, ya que en esa zona no había restaurantes es así que sin perder tiempo saca los permisos necesarios y ofrece sus servicios pidiendo autorización aL. misma empresa constructora. empieza vendiendo almuerzo y desayuno a los trabajadores, fue difícil al principio ya que solo 5 personas le compraban y muchas veces se quedaba con comida que no vendía pero gracias su paciencia, trato amable y carisma logra obtener mas clientes llegando actualmente a atender a 50 comensales que disfrutan D. su buena sazón y cordialidad .
L. señora Miriam sabe que esta obra terminara pronto es por eso que espera tener un puesto D. venta D. comida en el mercado D. su localidad, con mucha felicidad nos cuenta que ya encontró el lugar indicado ahora esta ahorrando por que le falta comprar una congeladora y también implementar el lugar con todo lo necesario. Sabe que tiene el apoyo D. su familia especialmente D. su esposo que L. ayuda en todo, el actualmente gestiona su jubilación y como el proceso es largo trabaja con elL.. Ambos se dedican al negocio, quieren lograr cosas mas grandes como tener su propio restaurante.L. señora Miriam esta tan segura D. lograrlo que ya tiene el nombre que le pondrá a su negocio “L. RAMADITA” además D. esto también se ayuda con un pequeño negocio D. fotocopias y tipeo en su misma casa. El préstamo D. EDAPROSPO le va a servir D. mucho ya que lo invertirá en L. compra D. vajillas y enseres para mejorar su cocina y brindar una buena atención a sus futuros clientes.

*Miriam M. es L. señora que esta sentada con chompa guinda



Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $56,037,525
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres De Exito: Successful Women Group's $1,075 loan helped a member purchase of crockery and utensils for her catering business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 25, 2009
Listed
Nov 1, 2009
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2010