Jesus Is The Way Group
Jumah is a 7th-grade dropout due to early pregnancy. She lives with her parents in Virginia, a newly built community north of the capital of Liberia, Monrovia, for poor people who can't afford to buy town lots.
Jumah's business is selling charcoal. She buys charcoal wholesale and sell retail to residents of Virginia. She has been running this business for two years and hopes to establish a transportation business in the future.
Jumah parcels her charcoal larger than other vendors and sells dry charcoal to her customers in order to encourage them to continue buying from her. She faces difficulties during the rainy season because when it rains, the charcoal get wet, which causes losses for the business. She needs this loan in order to purchase more charcoal for sale.
Jumah dreams of improving her and her children's living standards and continuing her education for a better future.
Note on LEAP:During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid