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Nulu, a 50-year-old widow with four children between the ages of 16 and 26, three of whom attend school, owns a two-roomed house where she resides with six people The family has access to electricity but no piped water and works in a semi-urban area on the outskirts of Kampala.

Nulu buys threads and other knitting materials from Kikuubo, one of the busiest places in Uganda, and sells sweaters in Makerere Kikoni. While she incurs extra transport costs to and from shopping, she doesn’t pay rent for her business as she works from her home. In this business for ten years, Nulu both retails and wholesales her products. She has dealt with MCDT for the same length of time and is servicing her twentieth loan, working with the same group mates. She wants to use this loan to buy more knitting materials, her ultimate goals being expansion of her business and ownership of a sweater factory

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 154
    View loans »
    Uganda Loans Fundraising
  • $28,666,600
    Funds lent in using Kiva
  • 1,907.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Nulu to buy more threads and other materials for sweater-making.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 28, 2009
Oct 14, 2009
Currency Exchange Loss:
Apr 15, 2010