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Born in 1964, S. was once married. She regrets the fact that she abandoned school and got married. Unfortunately for her the man she sacrificed her education in favor of abandoned her and their five children. During this period of great emotional and economic hardship she learned about GHAPE empowerment credit (EC) program. Determined to improve her lot and be available to her kids, she took her first loan in 2006. She used the amount to pay for pay and acquire hair dressing skills.

Given a loan of $300, she plans to buy a hair dresser. With this investment, she will provide her community with hair beauty treatment and apprenticeship facilities for young girls. She intends to pay back her loan over a period of 18 months. Loan repayment will commence a month after loan disbursement.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD