This loan has been FULLY FUNDED by 17 lenders!

Rosália Armando Tchambule
|

Status: Paying Back

$550
Loan Request
Pre-Disbursed : Oct 6, 2009
Listed: Oct 16, 2009
Funded: Oct 16, 2009
Looking for a Fundraising Loan?
26% repaid

More Loans from this Partner

Retail
Boane, Maputo
$650
30% raised
Personal Housing Expenses
Namaacha
$475
42% raised
Retail
Boane, Maputo
$650
23% raised

About the Loan

Location: Boane, Maputo, Mozambique   Repayment Term: 16 months
(more info)
Activity: Personal Housing Expenses   Repayment Schedule: Monthly
Loan Use: Purchase construction material (cement, corrugated iron and other materials)   Currency Exchange Loss: Possible
      Default Protection: Covered
Rosália Tchambule is a native of Maputo. She is 29 years old, single, does not have children, and lives in a rented house. She goes to school and is currently finishing her secondary education.

She has worked in education as a teacher for more than five years, from 7:00 a.m. to 12:00 noon every day of the week, and earns 4,700 MT which she uses for the support of her family, putting a little money aside in Barclays, the commercial bank.

She graduated from the Teachers Training Centre of Namaacha six years ago.

With this loan of 15,000 MT, she plans to purchase construction materials, specifically cement, iron, corrugated iron, and other things.

She has never requested a loan from other financial institutions. She came to know about Hluvuku through Eva Nunes, a friend of hers and a client of this same institution.

This is her third loan with Hluvuku, the previous ones being for 10,200 MT and 12,000 MT.

Her great challenge is to finish construction and live in her own house, and for that she plans to pay this loan back and request another. In the future, she would like to raise loans to finish construction and purchase furniture.


Translated from Portuguese by Heidi Petersen, Kiva Volunteer


Rosália Tchambule é natural de Maputo tem 29 anos de idade é solteira não tem filhos vive numa casa alugada. Frequenta a escola, neste momento esta concluindo o ensino médio.

Ela trabalha na Educação como professora a mais de 5 anos das 7h as 12h todos os dias da semana e aufere 4.700.00mt que aplica no sustento da família e poupa algum dinheiro no banco comercial, Barclays.

Foi formada pelo Centro de formação de professores de Namaacha a 6 anos.
Com este empréstimo de 15.000.00mt pretende comprar material de construção, concretamente cimento, ferro, chapas de zinco e outros.

Nunca pediu empréstimos em outras instituições financeiras. Conheceu a Hluvuku pela Eva Nunes amiga dela e cliente da mesma instituição.
Este é o seu terceiro empréstimo na Hluvuku sendo os anteriores de 10.200.00mt e 12.000.00mt.
O seu grande desafio é terminar a Obra e viver na sua própria casa, para tal pretende pagar bem este empréstimo e pedir mais. No futuro gostaria de levantar créditos para conclusão da obra e compra de mobiliário.




About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more

Subscribe

About the Country

Country:Mozambique
Avg Annual Income:$1,389
Currency:Mozambique Meticais (MZN)
Exchange Rate:28.0000 MZN = 1 USD
17 Lenders to this Entrepreneur

Amy's mom
KivaFriends.org, Midwest
United States

Ellen
Chicago, IL
United States

Sue
Bristol, Bristol
United Kingdom

Denise
Tempe, Arizona
United States

Michelle
Bothell, WA
United States

Zaid

Dominica

3B-EDITIONS
DIJON,
France

Sharon
Portland, OR
United States

adamvonwillis
Gilbert, AZ
United States

St. Mark's
Palm Beach Gardens, FL
United States

Laurent D
Brussels,
Belgium

Gloria
Canyon Country, CA
United States

António
Lisboa,
Portugal

Jens Damsgaard Vånar
Oslo,
Norway

Holly
Sanibel Island, FL
United States

Bill & Rebecca
Ketchikan, Alaska
United States

Edwin
Goose Creek, SC
United States



Top Lending Teams for this Entrepreneur


KivaFriends.org
Common Interest
1053 Members

L.A. Dodger Fans : Dodgers
Sports Groups
4 Members

Episcopal Church in the United States
Religious Congregations
157 Members

Team Europe
Local Area
1526 Members

Journal entries for Rosália Armando Tchambule


Subject: Loan has been disbursed
Location: Boane, Maputo, Mozambique

Thank you for your loan. It has been disbursed to ROSÁLIA ARMANDO TCHAMBULE by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 14 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Boane, Maputo, Mozambique
Oct 17, 2009
Comment on this entry

Kiva Help Repayment Schedule for Rosália Armando Tchambule

  Expected Repayments Actual Repayments Comments
January 2010 $27.24 $42.19 Repayment Received
February 2010 $28.37 $31.35 Repayment Received
March 2010 $29.53 $11.60 Repayment Received
April 2010 $30.74 $60.64 Repayment Received
May 2010 $32.01 Available May 1  
June 2010 $33.32 Available Jun 1  
July 2010 $34.70 Available Jul 1  
August 2010 $36.11 Available Aug 1  
September 2010 $37.60 Available Sep 1  
October 2010 $39.15 Available Oct 1  
November 2010 $40.76 Available Nov 1  
December 2010 $42.43 Available Dec 1  
January 2011 $44.17 Available Jan 1  
February 2011 $93.87 Available Feb 1