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Cumplidas Group
In this Group: Marina, Nancy, Eliana, Kitty, Maria Teresa, Dionicia, Yenny, Antonia, Veronica, Erika Graciela, Paola Gabriela, Aleida
It is a group of happy people who have a great vision of the future. They have been friends for a long time. Their ages vary from 19 to 51 years old. The president has two daughters. The president, Marina, sells cosmetics. Three times a week she washes clothes. The members chose her to be president because of her enthusiasm, responsibility, and the commitment she has to her work and the institution.

The women have different businesses like selling new clothes for adults, selling underwear, selling groceries, and selling food. Some of the businesses are in fixed locations, and others are street vendors. There are competing businesses, but the women have loyal customers who buy from then constantly. In the event that they have difficulties in their business, they diversify their commercial activity to obtain income.

Some of them start to work part time with a fixed salary, and they take care of their business the rest of the time. The members want to take advantage of offers by Avon, Ebel, and Ésika, and they want to buy more clothes and supplies (rice, noodles). The president would like to have an established business in the future so that she would not have to sell her products as a street vendor. She would also like to obtain a better future for her children.

This group is in its third cycle. They know each other very well. Only four members are participating in a third cycle.
View original language description ↓
Es un grupo de personas alegres y con mucha visión en el futuro tienen una amistad desde hace mucho tiempo y sus edades varían desde 19 hasta 51 años. La presidenta tiene 2 niñas. La señora presidenta Marina vende cosméticos y 3 veces a la semana lava ropa. Las socias la eligieron como presidenta por el entusiasmo, responsabilidad y compromiso que tiene con su trabajo y la institución. Las señoras tienen diferentes negocios como: venta de ropa nueva para personas adultas, venta de ropa interior, venta de abarrotes y venta de comida; algunos negocios son fijos y otras son ambulantes. Sus competidores de sus negocios están presentes, pero las señoras tienen clientes fieles que les compran constantemente, en caso de dificultades de su negocio, diversifican su actividad comercial para obtener ingresos, algunas de ellas empiezan a trabajar medio tiempo con un sueldo fijo y el otro medio tiempo atienden su negocio. Las socias quieren aprovechar las ofertas de AVON, EBEL ÉSIKA y comprar más ropa e insumos (arroz, fideo). La presidenta quisiera en un futuro tener un negocio establecido para no tener que estar de ambulante vendiendo sus productos y lograr un futuro mejor para sus hijos. Este grupo está emprendiendo su tercer ciclo. Ellas se conocen muy bien y solo 4 socias participan de un tercer ciclo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 164
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD