Bernadeth Pascual

Status: Paying Back

$225	Loan Request Pre-Disbursed : Sep 18, 2009 Listed: Nov 3, 2009 Funded: Nov 3, 2009

62% repaid

About the Field Partner

Alalay sa Kaunlaran, Inc. (ASKI) administers this loan. Learn more

Field Partner:

Alalay sa Kaunlaran, Inc. (ASKI)

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Active

Time on Kiva:

14 months

Kiva Entrepreneurs:

4732

Total Loans:

$928,200

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	50%
Profitability (Return on Assets):	1%
Average Loan Size (% of Per Capita Income):	13%

Delinquency Rate:

0.00%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Philippines
Avg Annual Income:	$1175
Currency:	Philippines Pesos (PHP)
Exchange Rate:	46.5300 PHP = 1 USD

About the Loan

Location:	Minallo, Naguilian, Isabela, Philippines	Repayment Term:	8 months (more info)
Activity:	Pigs	Repayment Schedule:	Monthly
Loan Use:	Additional capital for business growth	Currency Exchange Loss:	Possible
		Default Protection:	Covered

Bernadeth is 23 years old and she is already married to Richard. They have a four year old daughter named Andrea Lhei who attends a Day Care Center and she is now pregnant with their second child. Her husband is busy on his farm located in their village in Minallo, Naguillan, Isabela. Bernadeth has a lot of dreams for her children, which is the reason why she and her husband are working hard to provide the needs of their children.

Bernadeth is raising hogs as her way of helping her husband earn a living. She already sold her grown-up hogs and used her profit to purchase piglets. As a business woman, she wants to have additional capital to become more profitable. She is now asking for financial assistance from KIVA lenders who could help her become more successful in her business. She now wants to borrow a loan of PHP10,000 to have additional funds to purchase feed and to further increase the number of her hogs. Her business is very beneficial to her family and she hopes that as times passes by, her business will continue to grow.

Lenders to this entrepreneur

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Jun
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Journal entries for Bernadeth Pascual

Loan has been disbursed Entrepreneur: Bernadeth Pascual Location: Minallo, Naguilian, Isabela, Philippines Thank you for your loan. It has been disbursed to Bernadeth Pascual by Alalay sa Kaunlaran, Inc. (ASKI) in Philippines. We are excited to watch this business grow. Over the 5 months of this loan, Alalay sa Kaunlaran, Inc. (ASKI) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Minallo, Naguilian, Isabela, Philippines Nov 4, 2009
Comment on this entry

Continuous success and another piglet Entrepreneur: Bernadeth Pascual Location: Minallo, Naguilian, Isabela, Philippines Bernadeth just purchased another new piglet and hog feed with her loan, as you know this is Bernadeth's 3rd Kiva loan. We also wanted to let you know that Bernadeth's pigs are about to have babies, she is very proud! The continuous profits of her piggery business have helped her a lot. She and her husband recently bought a new home, for their growing family, as a result of their success. They are no longer with her husband's parents. She is grateful for her Kiva loans. A Kiva Fellow working in the field helped post this journal. About ASKI: ASKI’s Vision: A God-centered, model microfinance organization committed to serving the needy in Luzon through socio-economic development and holistic transformation See ASKI borrowers who are currently fund raising on Kiva Here OR cut and paste this link into your browser.... http://www.kiva.org/app.php?page=businesses&partner_id=123&status=fundRaising&sortBy=New+to+Old To read more about ASKI visit their partner profile page Here OR cut and paste this into your browser http://www.kiva.org/about/aboutPartner?id=123 ASKI is a proud host of Kiva Fellows. Read more about what it is like to be a Kiva Fellow check out our blog Here Or cut and paste this into your browser http://fellowsblog.kiva.org/ Support ASKI and their staff and join the ASKI lending team Here Or cut and past this link into your browser http://www.kiva.org/community/viewTeam?team_id=6834
Posted by Mary Riedel from Minallo, Naguilian, Isabela, Philippines Nov 7, 2009
Comment on this entry

Repayment Schedule for Bernadeth Pascual

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	Expected Repayments	Actual Repayments	Comments
January 2010	$103.21	$103.21	Repayment Received
February 2010	$37.53	$37.53	Repayment Received
March 2010	$37.53	Available Mar 1
April 2010	$37.53	Available Apr 1
May 2010	$9.20	Available May 1