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Carmen Rosa
Carmen is a member of the Communal Bank “Jadat”. She is 43 years old, married, and has 4 children (ages 19, 16, 8, and 6). The three youngest children are students at a state school.


Carmen started working as a store manager, but she lost her job when sales were low. She spent time at home and always kept looking for work. She went through a very difficult phase when her husband was also laid off from his job. However, Carmen was determined to get ahead so she began selling food items to different stores along San Juan Avenue (which is located in a commercial district in southern Lima). She soon accumulated a group of regular customers who requested her daily menu items. In addition, Carmen also began selling “raspadillas” (Peruvian snow cones – shaved ice with fruit toppings).


As a client of FINCA Perú, Carmen learned about customer service and how to attract more business. She is grateful for the training she has received.


Carmen needs a loan of 1000 soles to buy disposable dinnerware and groceries in bulk so that she can prepare and serve her daily menu items. She hopes to have another business selling fruit at the market or something more stable.

View original language description ↓
Carmen es socia del Bancomunal Jadat, es casada, tiene 43 años, cuatro hijos de 19, 16, 8 y 6 años, los tres menores están estudiando en al escuela estatal.
Carmen se inició trabajando en una tienda como administradora, cuando bajaron las ventas se quedó sin trabajo y se dedicó a su casa, siempre buscando en que podía trabajar, pasó una etapa dificil porque a su esposo lo despidieron tambien del trabajo, sin embargo, Carmen quería salir adelante, asi que se puso a vender menú repartiéndolo por las diferentes tiendas de la Avenida San Juan (Al Sur de Lima, es una avenida muy comercial) hasta que formó un grupo de clientas que todos los días le piden menú, también se puso a vender raspadillas (helado de hielo molido con sabores de frutas).
En Finca Perú ella aprendió a atender a los clientes y como ganar mas clientes, gracias a las capacitaciones que recibe.
Carmen Rosa necesita un préstamo de 1000 soles, para la comprar de descartadles y víveres al por mayor, para dar menú todos los días.
El sueño de Carmen es tener un negocio de venta de fruta en algún mercado, algo más estable.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $6,715
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $55,277,200
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Carmen Rosa purchase groceries & disposable dishes in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 25, 2009
Listed
Oct 13, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010