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Creciendo Juntas Group
In this Group: Ana Maria, Jackeline Marcela, Maria Julia, Marisol, Mayra, Sandra, Edit Justa, Selena*, Elina, Maria Yina, Alejandra Marioly, Irma Adela, Margarita
* not pictured
The "Creciendo Juntas" (Growing Together) Communal Bank is represented by Ana Maria and composed of 13 very responsible and dynamic members who are always on time with their payments. The majority of the group members sell food, either in their own restaurants or from traveling carts. The rest of the members make bread and sell cosmetics from catalogs. The members are highly competent in their trades and have worked for years, gaining loyal clientele and business experience, so their capability is not in question. The purpose of the financing is the acquisition of merchandise, supplies and materials that will help to improve profitability and proviD. a better quality of life for their families. As for credit history, the members are completing another cycle within the institution and consistently demonstrate punctuality and responsibility with their payments, since not only the fulfillment of their obligation but also the support and future of their families depends on it.
View original language description ↓
El banco comunal “Creciendo Juntas” esta representada por la señora Ana Maria y conformada por 13 miembros bastante responsables y dinámicas siempre puntuales en sus pagos la mayoría D. los miembros del grupo se dedican a la venta D. comida Nexus propios restoranes o puestos ambulantes, el resto D. los miembros se dedica a la elaboración D. pan y a la venta D. cosméticos por catálogos. La competencia dentro D. su rubro es alta pero las socias del grupo ya trabajan años y cuentan con clientela fiel y experiencia en el negocio por lo que no le preocupa mucho la competencia. El destino del financiamiento es para la adquisición D. mercadería, insumos y materiales que ayuden a generar mayor rentabilidad para brindarle a su familia una mejor calidad D. vida. En cuanto a la experiencia crediticia las socias van cursando un ciclo mas dentro D. la institución demostrando siempre puntualidad y responsabilidad en sus pagos ya que D. ello depenD. no solo el pago D. su obligación si no también el sustento y futuro D. toda su familia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 185
    View loans »
    Bolivia Loans Fundraising
  • $30,987,625
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Creciendo Juntas Group's $2,925 loan helped a member operating capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 25, 2009
Listed
Oct 31, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2010