The group called “Santa Barbara” is represented by Mrs. Leidy Nahir and 13 members who have shown punctuality, responsibility, and desire to work to succeed since the first cycle. The majority of the members have small shopping businesses such as selling clothes, shoes, poultry, groceries, and the production of articles of clothing.Competition within their area is high but the members have been working for years and can count on loyal clients and experience in the business so competition does not worry them much. The funding will be used to purchase merchandise, supplies, and materials that will help generate greater profits to offer their families higher standards of living. As far as the credit experience comes these members are pursuing a deeper cycle in the institution, always demonstrating punctuality and responsibility in their payments since not only the obligated payments depend on those qualities but the support and future of their families as well.
El Grupo D. socias denominado “Santa Barbara” esta representadas `por la señora Leidy Nahir y conformada por 13 miembros los cuales demostraron desD. el D. primer ciclo puntualidad, responsabilidad y ganas D. trabajar para salir adelante. La mayoría D. las socias tienen pequeños negocios comerciales como venta D. ropa, zapatos, pernos comida, pollo, abarrotes en tiendas D. mano y a la elaboración D. prendas D. vestir . La competencia dentro D. su rubro es alta pero las socias del grupo ya trabajan años y cuentan con clientela fiel y experiencia en el negocio por lo que no le preocupa mucho la competencia. El destino del financiamiento es para la adquisición D. mercadería, insumos y materiales que ayuden a generar mayor rentabilidad para brindarle a su familia una mejor calidad D. vida. En cuanto a la experiencia crediticia las socias van cursando un ciclo mas dentro D. la institución demostrando siempre puntualidad y responsabilidad en sus pagos ya que D. ello depenD. no solo el pago D. su obligación si no también el sustento y futuro D. toda su familia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.