Kroch B., 57, is engaged in the business of sewing and designing clothes at her home, earning an income of US $4 per day. She is married with five children. One of her children is pictured at her workplace because B. was not available. She lives with her husband in Kompong Chnang Province. Her husband works for the government in the town, earning an income of US $3 per day. The family is also assisted by three of the children who are currently employed in a local garment factory. B. is seeking to improve her standard of living, so she has requested a loan of US $700 to purchase a motorbike for her husband to use to commute to work. She hopes that her new motorbike will enable her family to cut back on public transportation expenses.
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.