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Song S., 41, is a farm worker who lives with her husband in the Takeo province. She has been farming since 1989 to earn a living and is able to make US $2 every day, while her husband is a construction worker building houses. He typically makes US $3 per day. This couple has three children living at home to support.

Song has an idea to earn more profit to help raise her standard of living. She would like to take out a loan of US $1,000 to purchase a stock of rice. She needs to take off the husk, with the intention of reselling the rice and turning over a profit.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Song to purchase rice.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 17, 2009
Oct 12, 2009
Currency Exchange Loss:
Jan 16, 2011