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After being so upset with her two eldest children who did not pursue their education until college, Emerita G. who is a mother of three children whose age range is from 17 to 29 learned to accept her failure in life. She can not blame her children for such default because their life being poor has m made that circumstance to happen. Instead of getting herself stuck in bitterness, she decided to have her own business which is bamboo buy and sell to be able to augment the income of her husband being a laborer. Profits she will be getting through her business will be used to sustain the education of her youngest child who will be going to college until she graduates. Emerita also wants her business to grown further so that she can be of help to her grandson who lives with her and to her two unemployed children. She wished that she can still make their lives better through her business and with the loans she can request in the next cycles (increasing amount of loan after the other).

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 855
    View loans »
    Philippines Loans Fundraising
  • $63,374,250
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Emerita will be used to pey for purchasing bamboo (used for manufacturing house furniture, and material for housing) for selling.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 23, 2009
Oct 11, 2009
Currency Exchange Loss:
Apr 15, 2010