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Las Estrellitas De San Antonio Group
In this Group: Justina Maria, Soledad Elisa, Margarita*, Jenny Angelica, Victor Enrique, Teresa, Maria Liliana , Martha Magda, Marta Chila , Teresa*
* not pictured
The communal bank "Las Estrellitas D. San Antonia" was formed in AA.HH. San Antonio – Chosica, a district that has a sunny climate for much of the year and is known as a beautiful tourist destination. The ten members of this group are engaged in a variety of activities, they are all trying to move ahead and progress toward a better quality of life. Such is the case of Jenny Bendezú P., who at 36 years of age is a mother of three minor children. She sells food in the “Marañón” market in Chosica. She began by helping her mother-in-law with the business, later she was left to run the business on her own. Over the last four years the income from the business has helped her husband to pay for the education of their children; it has also paid for basic household expenses and has contributed to capital for the acquisition of a motortaxi that they currently rent out. The loans that they will receive will be invested in their business with the ultimate objective of providing tranquility to their family.

Teresa Z. D. R. is 50 years old, and started a business four years ago renting a stand in a mall when it just opened. At first she used to sell clothes for babies, but after a year in which she did not have financial success she had to change and came to the decision to rent out costumes for children. Starting out she had four gowns and two suits for children, and over time she gathered together a small amount of capital with the income from these rentals so that she could acquire more merchandise. You can see from the photograph that her business has grown over time due to the efforts and dedication that she put into the business. Currently, she has a variety of costumes for different festive dates (garments typical of the three regions of Peru, dresses for communion, promotion, costumes of cartoon characters, and others.) The loan will be invested in merchandise; the income that it will generate will be partly used to feed her family and partly used in her business; at the same time she will continue to save for her old age, given that she and her husband will not have a retirement pension.
View original language description ↓
LAS ESTRELLITAS D. SAN ANTONIO

Esta alcancía comunal se formó AA.HH. San Antonio – Chosica; distrito que se caracteriza por contar con un clima soleado en la mayor parte del año; además D. contar con hermosos lugares turísticos.

Sus diez integrante D. este grupo se dedican a actividades diferentes; el propósito D. estas personas es salir adelante, progresar, dar una mejor calidad D. vida a los suyos.

Tal es el caso D. Bendezú P. Jenny que a sus 36 años es madre D. tres hijos menores D. edad, ella se dedica a la venta D. comida en el mercado “Marañón” D. Chosica, empezó ayudando a su suegra en el negocio, luego D. un tiempo ésta le cedió el puesto para que sola lo administrara, es así que desD. hace cuatro años los ingresos D. estas ventas apoya a su esposo en la educación escolar a sus niños; paga los servicios básicos del hogar, así mismo juntó un capital para la adquisición D. una mototaxi que hoy día lo renta. Los préstamos que recibe los emplea en su negocio con la finalidad D. brindarle tranquilidad a su familia.

Teresa Z. D. R. tiene 50 años D. edad, emprenD. en el negocio hace cuatro años alquilando un puesto en un centro comercial cuando éste recién se estaba iniciando. En un principio vendía ropa para bebé, estuvo así un año lo cual no tuvo éxitos D. ganancias teniendo que cambiar forzosamente D. negocio llegando a la decisión D. alquilar disfraces para niños; al comienzo contaba con cuatro vestidos D. reina y dos ternos para niños que con el tiempo logra juntar un pequeño capital con los ingresos D. estos alquileres para así adquirir más mercadería. Se pueD. apreciar en la fotografía que su negocio ha crecido durante este tiempo, todo se debe a su esfuerzo y dedicación que puso Jenny. Actualmente cuenta con variedad D. disfraces para distintas fechas festivas (vestuarios típicos D. las tres regiones del Perú, vestidos D. reina, comunión, promoción, disfraz D. dibujos animados u otros). El crédito recibido lo invertirá en mercadería; el ingreso que generará lo destinará una parte en la alimentación a su familia; otra en su negocio, del mismo modo seguirá ahorrando para su vejez dado que ella y su esposo no cuentan con una pensión D. jubilación.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Estrellitas De San Antonio Group's $2,025 loan helped a member to buy supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2009
Listed
Oct 10, 2009
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2010