Akosua is forty – nine years old. She is divorced and has given birth to three children who are all in school. She lives with her children in a rented apartment in a town called Dormaa in the Brong Ahafo Region of Ghana. Dormaa is a commercial and farming town. Akosua is a trader. She trades in plantain. She buys from nearby towns and supplies to food vendors and retailers in her community. She also treks to nearby communities to sell on their market days. Akosua has been in business for over twenty years and wants a loan to buy goods in bulk.