Dora is 44 years old. She is married and mother with three children. Currently two are in the basic and junior high school in the community where they live. She is a dealer and supplier of phone cards, recharge units and phone chips. Dora is hard working and very resourced to the upbringing of the family. She says the sale of phone credits has become very lucrative business in Ghana because almost every Ghanaian desires to possess a mobile phone and would definitely buy credit to recharge their phone hand set. She buys her supplies from agents at wholesale prices and gives to her customers at retail prices. She requests for the loan to enable her procure increased stock of Mobile phone credits. She hopes the loan would enable her to increase savings to expand her shop. She would be grateful for your support.