With the loan, Joseph plans to purchase a second motor bike so that he can stop renting one. He hopes, with increased income, he will be able to complete the extension of his apartment where he lives with his family. Joseph is a first time borrower at ARD and the sole breadwinner for his family.
About the Association or Rural DevelopmentThe Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.
About Sierra Leone
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