Mrs. Hun-eng S., 41, and her husband, Mr. Vuthy Seng, 42, live in a small village off of National Road number 2 about 15 kilometers from Phnom Penh, the capital of Cambodia. They were married in 1987 and have four children: three sons and one daughter. Three of them are attending school, one of whom is studying at university level.
Hun-eng is a primary teacher. Her husband has been growing rice since he was young. One of Hun-eng’s sons is a guide, so she is applying for her first loan of $800 to add to her own money to purchase a van for her son, which will be used in his business as transportation for his customers.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.