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Sa M., age 49, is a local cloth vender. She sells in retail a piece of cloth to passer-by from the village to village around her community. almost of her buyers who need her cloth to apply for their uniform and their other decorating tool. She also gets a profit of approximately of $3 per day from her investment and provides her income to contribute her family’s daily foods. Her husband assists her in selling cloth. Sa M. is applying for a loan to increase her successful business capital. Sa M. has four children: two are married and two are students and also helps selling her product when they are not studying. Note: Sa M. was not available at that time so her husband is shown instead of the picture.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 289
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sa to increase her successful business capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 15, 2009
Oct 7, 2009
Currency Exchange Loss:
Jul 19, 2010