Mrs. Channy M., 39, has been selling boiled corn for a year. She and her husband, Mr. Srun Sun, 41, were married in 1985 and have four children: three sons and one daughter. Channy’s children commute to school a far ways from home. They have to spend a lot of money for traveling costs which is expensive for the family. Hence, Channy is applying for her first loan of US $800 to purchase a motorbike for her children to drive to school. Her eldest son has a full-time job, one child is a musician and the other two attend school. Channy's husband has been a sewing machine repairman for 10 years. They live in a small village off of National Road No. 2 about 15 kilometers from Phnom Penh City.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.