This is Christina’s first loan from Tujijenge Tanzania. She says she looks up to other women in her area who have larger businesses and wants to use this loan to rejuvenate her restaurant. She will buy glasses, cooking utensils, and more food such as vegetables, rice, and soda.
Christina will share this loan with her loan group, Parachichi, which means “avocado” in Swahili. The group has 18 members. Many of the group have small restaurants like Christina, but some of them have salons, tailoring shops, fish stands, and produce shops. The members of the group will hold each other accountable for paying back their loans. In the picture, Christina is 2nd from the right in the first row.
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid