H., 39, lives in the rural area of Pursat province, where she has owned a small plot of land since 1979. She grows rice and has two crops per year, in both the dry and rainy seasons. She is married and has two teenage children who attend school. Her husband, Kosal, 31, works with her in the farming business and this is their main source of income. Because the rainy season is coming, H. needs a loan of $400 USD to buy her nearby neighbor's farmland, on which she will plant rice.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.