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Señor De La Picota Group
In this Group: Galdys , Marilu , Lucy , Maritza , Rosa, Saturtina, Julia, Maria , Anita , Candelaria , Pedro Carlos, Marcelina, Rosa Emilia, Ida , Hector , Lourdes
View original language description ↓
El Banco Comunal Señor de la Picota inicia su tercer ciclo con 16 socias.
Las socias realizan diferentes negocios como la venta de leña, comidas, abarrotes en general, quesos, artesanías, cereales, ropa y tejido de chompas.
Como es el caso de Lucy que es soltera, tiene 53 años y 6 hijos, Lucy realiza servicios de preparación de comida para diferentes eventos, además teje chompas a mano, de acuerdo a los pedidos.
Mientras que Candelaria es viuda, tiene 70 años y 7 hijos, Candelaria vende quesos y chicharrón que compra en las ferias y lo en la ciudad de Lima de casa en casa, además teje chompas a pedido.
Las socias necesitan diferentes montos de prestamos como 600 soles, 750 soles, 900 soles haciendo un total de 12000 soles en prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra de lana, quesos, arroz, azúcar, leche, aceite, carne, leña y artesanías.
Los sueños de las socias son ser empresarias, tener casa propia, mejorar sus negocios, tener una asociación de tejedoras y que sus hijos sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $54,533,225
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De La Picota Group's $4,175 loan helped a member para la compra de lana, quesos, arroz, azúcar, leche, aceite, carne, leña y artesanías.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 22, 2009
Listed
Oct 5, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010