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Isa T. is a 63-year-old woman living in the town of Vaimea. She is married and has 10 adult -aged children. To make a living, Isa owns & operates a business venture in the services sector operating a tailoring business. While not the only means for generating revenue, the main source of income for the business comes primarily from providing general alteration & tailoring services to local community members. Isa has been engaged in this business for over 4 years and earns approximately 650 WST a month from these activities.

Isa joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Isa has successfully repaid a previous loan of 1750 WST from SPBD. This previous loan was used to purchase additional tailoring equipment such as needles & threads. Isa is now requesting a new loan of 2000 WST which will be used to purchase additional fabrics & materials. The loan will be the 4th loan taken out by the borrower from SPBD. Isa plans to use the additional revenue generated from the business to financially support immediate members of the borrower's family.

About SPBD:
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Isa to purchase additional fabrics & materials.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 2, 2009
Oct 4, 2009
Currency Exchange Loss:
Nov 12, 2010