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Filo A. is a 45-year-old woman living in the town of Leusoalii. She is married and has three school-aged children. For over 17 years, Filo has been growing and selling taro for a living. She earns approximately 550 WST a month from these activities.

In 2007, Filo joined SPBD to access their financial services with the intention of improving her living situation and ability to engage in business activities. Filo has successfully repaid a previous SPBD loan in the amount of 1750 WST, which she had used to purchase general farm supplies and equipment. She is now requesting 2500 WST as her fourth SPBD loan, which she will use to purchase harvesting equipment. Filo plans to use the additional revenue generated to improve or expand her business.

About SPBD:

SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 87
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Filo to purchase harvesting equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2009
Oct 4, 2009
Currency Exchange Loss:
Oct 15, 2010