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Florina S. runs a general store selling a variety of different products in her community. She is married and has a small baby. She is a 22-year-old woman living in the town of Malie. Florina has been in her business for over seven years and earns approximately 650 talas a month.

In 2006, Florina joined SPBD to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Having fully repaid a previous loan of 750 talas from SPBD, which was used to purchase products to sell, Florina is now requesting a new loan of 1500 talas which will be used to purchase additional products to sell. This will be her fourth loan from SPBD. Florina plans to use the additional revenue to improve and expand her business.

About SPBD:
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on respect for each individual's innate human ingenuity, drive and self esteem.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Florina to purchase additional products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 4, 2009
Oct 4, 2009
Currency Exchange Loss:
Oct 15, 2010